Close Walmart Credit Card

Introduction

Closing credit card accounts can sometimes be a necessary financial decision, whether you are looking to streamline your personal finances or manage a deceased loved one's accounts. For a comprehensive guide please see our step by step guide to closing credit card accounts. See below for contact details as well as tips to help you prepare and verify the account is closed.

Walmart Credit Card Customer Service Contact Information

Walmart Capital One Credit Card Website

Customer Service: 1-877-860-1250

10 steps to cancel an open credit card account

Helpful steps to ensure a credit card account is closed properly:

1. Pay off balance. Pay off or transfer the remaining balance to another card.
2. Redeem rewards. Redeem any rewards or points earned with the card.
3. Call credit card company. Call the credit card company to request account closure.
4. Confirm $0 balance. Confirm that the account has a $0 balance.
5. Get written confirmation. Request written confirmation of account closure.
6. Keep communication records. Keep records of the conversation and confirmation for future reference.
7. Monitor credit report. Monitor your credit report to ensure the account is listed as closed.
8. Destroy card. Shred or destroy the physical card.
9. Update automated payments. If you had any automated payments linked to the card, update them to a new payment method.
10. Confirm account closure. Contact the credit bureaus if the account closure is not reflected in your credit report within 30-60 days.

10 steps to close the account of a deceased loved one

Steps to make closing the credit card accounts of a loved one as smooth as possible:

1. Gather personal information. Gather personal information such as the deceased person's full name, Social Security number, date of birth, and date of death.
2. Request death certificate. Obtain a certified copy of the death certificate.
3. Call credit card company. Notify the credit card company of the death and your relationship to the deceased.
4. Request closure. Request the account to be closed or frozen.
5. Provide documentation. Provide the necessary documents to prove your authority as an executor or administrator of the estate.
6. Get written confirmation. Obtain written confirmation of the account closure or freeze.
7. Arrange payment. Pay any outstanding balances from the deceased person's estate.
8. Notify credit bureaus. Notify the three major credit bureaus (Equifax, Experian, and TransUnion) of the death.
9. Keep communication records. Keep records of all correspondence and account closure confirmations.
10. Monitor credit report. Monitor the deceased person's credit report for fraudulent activity or errors.

FAQs

How do I order a credit report?

You can order a free credit report annually from the three major credit bureaus (Equifax, Experian, and TransUnion) through the official website, AnnualCreditReport.com. You can also request the reports by phone at 1-877-322-8228 or by mail with a completed request form. Central Source LLC, P.O. Box 105283, Atlanta, GA 30348-5283

How do I contact the three credit bureaus?

1. TransUnion Consumer Support Tel: 833-806-1627
2. Experian Consumer Tel: 866-617-1894
3. Equifax Personal Tel: 888-378-4329
How do I order a Death Certificate for my state? See our guide here on how to order a death certificate for all 50 states, Washington D.C. and Puerto Rico.